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First-Time Homebuyer Assistance
The City of Pembroke Pines is pleased to provide first-time homebuyer assistance for very low-to-moderate income households to purchase a property to occupy as their primary residence. Funding is available on a first-come, first-qualified basis until no more funding remains under this program. This program is administered by the City of Pembroke Pines in conjunction with the City’s consultant, Community Redevelopment Associates of Florida, Inc. (CRAFLA).
Program Description:
You must be determined income-eligible for the first-time homebuyer assistance program.
All applicants must agree to occupy the home as their primary residence.
All applicants must have not owned a home in the last three (3) years.
Must have the financial ability to secure a mortgage loan with a lending institution.
Assistance is in the form of a 15-year, 0% interest deferred second loan that reverts to a grant if all program conditions are met.
Attendance within the past 12 months at a Pembroke Pines approved pre-purchase homeownership counseling course.
Borrower Income Limitations:
Up to 120% of the area median income (AMI) is based on family size. Funding availability for income categories is subject to program requirements. Please see the chart below.
Purchase Prices for homes may not exceed $372,000 for HOME Assisted Programs and $568,557 for SHIP Assisted Programs.
First-Time Homebuyer Assistance Application
City Housing Consultant - CRAFLA
CRAFLA, is the City’s housing consultant. They work with the City and prospective clients on a variety of housing programs. The CRAFLA office is located within the City of Pembroke Pines at 8569 Pines Boulevard, Pembroke Pines, Florida 33024. Learn more about CRA or call their offices at 954-431-7866 • toll-free at 1-877-CRAFLA1 (Hablamos Español).
| Household Size | Extremely Low Income 30% AMI and Lower | Very Low Income 31% to 50% AMI | Low Income 51% to 80% AMI | Moderate Income 81% to 120% AMI |
| 1 | $20,200.00 | $33,600.00 | $53,800.00 | $80,640.00 |
| 2 | $23,050.00 | $38,400.00 | $61,450.00 | $92,160.00 |
| 3 | $25,950.00 | $43,200.00 | $69,150.00 | $103,680.00 |
| 4 | $30,000.00 | $48,000.00 | $76,800.00 | $115,200.00 |
| 5 | $35,140.00 | $51,850.00 | $82,950.00 | $124,440.00 |
| 6 | $40,280.00 | $55,700.00 | $89,100.00 | $133,680.00 |
| 7 | $45,420.00 | $59,550.00 | $95,250.00 | $142,920.00 |
| 8 | $50,560.00 | $63,400.00 | $101,400.00 | $152,160.00 |
Effective May 15, 2023, the Median Family Income for Ft. Lauderdale HMFA (Broward) is $88,500.